Low Rate Credit Cards

Here's a few credit cards that I feel have the best of both worlds. While you want to get a good balance transfer rate for more than 6 months if possible, assuming you are carrying one on another credit card, you also want your regular purchase rate to be reasonable too. The credit cards below have both of these features. Of course the apr's and time of special rates may vary, depending on your credit score. My absolute favorite is when the credit card company offers a special low rate until your balance is paid in full. They usually range between 3.9% and 5.9%. In my opinion, these are even better, because one can rarely pay off their balances within a year. So try to get one of those first, if you can, before you go for the 0% introductory rate credit cards. It will be better for your finances in the end.

There's also a search table below, where you can put in any criteria you want to find the perfect card for you.

Click here for low rate business cards.

 

Here are a few offers if your credit isn't bad, but not perfect either:

 

 

Search for any kind of credit card you want:

	Card Category: All Business Charge Foreign Poor Credit Pre-Paid Regular Reward - Airline Reward - Auto Reward - Cash Reward - Finance Reward - Gas Reward - Hotel Reward - Retail Reward - Sports Reward - Travel Reward - Other All Reward Cards Secured Student Intro APR: All 0.0% 1.9% or Less 2.9% or Less 3.9% or Less 4.9% or Less 5.9% or Less 6.9% or Less 7.9% or Less 8.9% or Less 9.9% or Less Time Period: All 3 Months or More 4 Months or More 5 Months of More 6 Months or More 7 Months or More 8 Months or More 9 Months or More APR (Purch.): All Less Than 6% Less Than 7% Less Than 8% Less Than 9% Less Than 10% Less Than 11% Less Than 12% Less Than 13% Less Than 14% Less Than 15% Less Than 16% Less Than 17% Less Than 18% Less Than 19% Less Than 20% Less Than 21% Less Than 22% Less Than 23% Less Than 24% Less Than 25% Annual Fee: All $0 $10 or Less $20 or Less $30 or Less $40 or Less $50 or Less $60 or Less $70 or Less $80 or Less $90 or Less $100 or Less $110 or Less $120 or Less $130 or Less $140 or Less $150 or Less

Disclaimer: While we do our best to bring you the most accurate information available, each country and company has different rules and policies. You should always check the policies and procedures of the companies you do business with before making important decisions. We will not be held responsible for actions you take on your own. If you are not sure what to do to help yourself, please seek the advice of a license professional.