0 Percent Balance Transfer Credit Card

Here are a few credit cards that offer a 0 percent balance transfer, some for 12 months and most with no annual fee. While you want to get a good balance transfer rate for more than 6 months if possible, assuming you will be carrying a balance beyond that, you also want your regular purchase rate to be reasonable too so when that period is over you won't have to transfer the balance again and play the transfer roulette, as I call it. The credit cards below have both of these features. Of course the Apr's and time of special rates may vary, depending on your credit score. My absolute favorite is when the credit card company offers a special low rate until your balance is paid in full, but these days those are hard to come by. You can certainly ask, though. I've found that they don't always promote it as much as the 0 percent balance transfers because they stand to make more money from you with the latter.

There's also a search table below, where you can put in any criteria you want to find the perfect card for you.

Click here for best low rate credit cards, or reward credit cards, cash back credit cards, or travel reward credit cards

 

Here's one with a low initial transfer rate currently 1.99%, but they have pretty good purchase rates as well, and no annual fee, so I'm going to list for you as another option.

Click here for a few secured credit card offers if your credit isn't so great, but not terrible either. They have decent interest rates.

 

Search for any kind of credit card you want:

	Card Category: All Business Charge Foreign Poor Credit Pre-Paid Regular Reward - Airline Reward - Auto Reward - Cash Reward - Finance Reward - Gas Reward - Hotel Reward - Retail Reward - Sports Reward - Travel Reward - Other All Reward Cards Secured Student Intro APR: All 0.0% 1.9% or Less 2.9% or Less 3.9% or Less 4.9% or Less 5.9% or Less 6.9% or Less 7.9% or Less 8.9% or Less 9.9% or Less Time Period: All 3 Months or More 4 Months or More 5 Months of More 6 Months or More 7 Months or More 8 Months or More 9 Months or More APR (Purch.): All Less Than 6% Less Than 7% Less Than 8% Less Than 9% Less Than 10% Less Than 11% Less Than 12% Less Than 13% Less Than 14% Less Than 15% Less Than 16% Less Than 17% Less Than 18% Less Than 19% Less Than 20% Less Than 21% Less Than 22% Less Than 23% Less Than 24% Less Than 25% Annual Fee: All $0 $10 or Less $20 or Less $30 or Less $40 or Less $50 or Less $60 or Less $70 or Less $80 or Less $90 or Less $100 or Less $110 or Less $120 or Less $130 or Less $140 or Less $150 or Less

 

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